I can’t get a dialling tone cheapest way to buy lexapro But, as was experienced during the financial crisis, capital can be quickly eroded and risk weights are imperfect. A bank can quickly descend into a failing mode. Before capital is eroded, before capital plans are triggered, and before orderly liquidation authority is implicated, supervisory safeguards play an early and necessary role in slowing a bank’s descent into failure. Such supervisory safeguards are meant to assure that banks are able to identify and correct their own emerging risks through good governance and appropriate risk management. Capital requirements don’t compensate for good governance and appropriate risk management.